Author: josh
The markets are volatile—and Wall Street’s most reliable barometer of panic has surged to levels not seen since April, when President Donald Trump’s sweeping “Liberation Day” tariffs triggered a global market meltdown. The Cboe Volatility Index, known as the VIX, peaked at 27.8 on Thursday and closed the day around 26.3—its highest point since the tariff crisis sent it soaring above 50 earlier this year. The previous high, besides April’s tariffs-induced spike, was around mid-October when the VIX reached 25.31.The latest increase represents a 50% jump in November alone, marking only the 11th month in history the fear gauge has…
If you live in a market where home prices are hovering above $500,000, this is the episode for you. You’ve all told us loud and clear: real estate investing is tough when you live in an expensive market. Many investors feel like they can’t buy a single property, let alone scale to financial freedom. We hear you, and today we’re giving you multiple strategies that work in high-priced markets.We’re not only showing you which investments work, but sharing the cash flow “superchargers” that routinely make rental property investors even more money in markets that many assume won’t work.We have different…
If you’re planning to buy a condo with an FHA loan, one of the first steps is confirming whether the condo is FHA approved. FHA loans offer flexible credit requirements, competitive rates, and low down payments—but the condo project must meet specific FHA standards. Whether you’re exploring homes for sale in San Diego, CA, or browsing homes for sale in Chicago, IL, knowing how to verify FHA approval can help you move forward with confidence. In this Redfin article, you’ll learn how to check a condo’s FHA approval status, key eligibility requirements, what to do if the condo isn’t approved,…
Key takeaways: Plan ahead for how you’ll pay for a home in retirement and what fits comfortably within your long-term budget. Focus on finding a home and location that support your lifestyle, accessibility needs, and future comfort. Consider how homeownership fits into your broader retirement plans, including taxes, maintenance, and estate planning. Buying a house in retirement can offer stability, comfort, and a lifestyle that better fits your long-term plans, whether you picture a quiet home in Scottsdale, AZ or a coastal condo in Charleston, SC. For some retirees, owning a home provides a sense of permanence and the freedom…
Favorable mortgage rates outweighed political uncertainty in October, according to the National Association of Realtors’ latest report. Existing-home sales increased 1.2 percent month over month and 1.7 percent year over year to a seasonally adjusted annual rate of 4.10 million.
In an era of economic uncertainty and shifting regulations, the One Big Beautiful Bill Act (OBBBA) presents a notable opportunity for entrepreneurs and early-stage investors. Among its provisions is a significant overhaul of the Qualified Small Business Stock (QSBS) rules—changes that could dramatically reshape the financial future for countless founders. What’s New with QSBS? QSBS has long been a valuable tool for founders and investors, allowing them to exclude the greater of $10 million or ten times their cost basis from capital gains tax when selling qualified stock of a domestic C corporation held for more than five years—provided certain…
Dave:The housing market is hitting its typical seasonal slowdown. Listings are tapering off. Price growth is definitely flattening and mortgage demand has stalled for the fourth straight week, but under the surface, investors are positioning what’s next and starting to look forward to 2026. I’m Dave Meyer, alongside Kathy Fettke, Henry Washington and James Dainard, and today we’re walking through the headlines and trends that are shaping the end of 2025 you’re listening to On the Market. Let’s jump in. James, Kathy Henry, thank you all so much for being here. Kathy, how are you? Kathy:I’m doing great. I am…
If you’re planning to buy a home with an FHA loan, you’ll need to pass an FHA inspection before you can close. An FHA loan is a government-backed mortgage that appeals to first-time homebuyers because it’s easier to qualify for and requires only a small down payment. In 2025, 15% of buyers financing their homes chose an FHA loan. The U.S. Department of Housing and Urban Development (HUD) sets the minimum property standards that homes need to meet before an FHA loan can be approved. These are meant to protect the buyer and the investment by ensuring the house is…
A Clear Path Toward Better Financial Health Take control of your financial future with a simple, structured plan designed to bring clarity, stability, and confidence back into your life. Feel More in Control of Your Finances Managing several accounts with different balances, interest rates, and due dates can feel overwhelming. At Origin Financial, our goal is to help you bring everything together into one clean, organized system — so you can focus on moving forward instead of stressing about payments. Our programs are built for individuals who want a predictable monthly plan and a clear timeline to improve their financial…
Next to him and his Pekingese on the couch, without context or introduction, I played an audio clip of me—deepfake audio of my voice that I’d asked cybersecurity startup Doppel to make. Fake Me’s voice sounded distressed, stilted, and just persuasive enough that he narrowed his eyes, scrunched his nose, and asked: “That’s AI, right?” My extremely online brother was far from fooled, but he was unsettled.I’d asked Doppel to show me (as viscerally as possible) what deepfake audio sounded like at a moment where, as a society, we’ve perhaps never been more aware of them. The rise of generative…