Author: josh

What if, today, you could “buy” a $500K/year income stream? You could replace your salary. You could become the boss immediately and reach financial freedom faster. It’s not a gimmick, it’s not a scheme, it’s something much more boring than that.In this episode, we’re talking about how to buy a business, especially small businesses, with Acquiring Minds’ Will Smith. Will spends his days interviewing the overlooked, but highly profitable, business owners who do exactly what we’re talking about today—find a boring business, buy it, improve it, profit, and repeat. Even the small businesses Will mentions can earn their owners hundreds…

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When Nick Ewen, editor-in-chief of The Points Guy—a publication which exists entirely on the premise of how to best consume one’s credit card points and miles—found out a friend had just redeemed his Amex Membership Rewards points for a vacuum on Amazon, he had the reaction any points obsessive would. “I was like, you can’t do that,” Ewen told Fortune. Not because Amex points can’t be used on Amazon (they can) but because using them that way destroys their value. Transferred to the right airline partner, those same points could have covered a round-trip flight. Instead, they bought an appliance…

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Known for its thriving tech industry, beautiful green spaces, and rich cultural scene, Raleigh, NC offers a dynamic and inviting environment for residents and visitors alike. If you’re looking to move to Raleigh, then you also may be considering whether to rent versus buy a home in Raleigh. With Raleigh’s real estate market conditions, you’ll find there are pros and cons to both buying and renting a home, making it that much tougher to decide which option suits your goals. Ultimately, deciding between buying or renting a home in Raleigh is personal and dependent on many factors. From your financial…

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HUD has published recommendations urging state and local governments to reduce regulatory barriers to housing construction. But independent analyses from Zillow and Realtor.com identify mortgage rate lock-in, stretched consumer budgets and tariff-driven volatility as supply constraints that the report does not address.

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Whether you’re moving on from a historic home in New Orleans or a charming but outdated house in Seattle, selling a fixer-upper isn’t always straightforward. That said, it can be a smart and strategic move when handled correctly. Whether you’re dealing with an inherited property, a home in disrepair, or simply don’t want to take on renovations, understanding how to navigate the process of selling a fixer-upper can help you maximize value while minimizing stress. In today’s shifting real estate market, selling a fixer-upper requires a different mindset than selling a move-in-ready home. From pricing and buyer targeting to evaluating…

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Dave:I created a new better way of tracking recessions in the United States. I told you exactly what would trigger that recession and now as of last week, that recession is here. Back in November, I was growing frustrated with the traditional definitions or really lack of definitions about what a recession actually is. Because to me, the normal way of using GDP, gross domestic product, it doesn’t really reflect the economic experiences of ordinary Americans, which at least to me is what actually matters. I did some research and actually came up with a new definition of recession. As…

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Redmond, Washington, mid-January 2026. The weather, cold and gray. It’s the kind of morning the snooze button was built for. But the team of engineers camped out in Building 92 on Microsoft’s sprawling campus got here early. They are in a race. And they are behind. The team is working on a new AI product, one that functions as a personal assistant, capable of doing everything from booking flights to responding to emails to finding a good local plumber. They know competing teams at other companies are working on similar products. As if they needed a reminder that a lot…

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Key Takeaways: PMI is required on conventional loans with less than 20% down. It adds to your monthly costs but can be removed once you reach 20% equity. You can avoid PMI with a larger down payment, VA loan, or piggyback loan. If you’re buying a home and planning to put down less than 20%, chances are you’ve come across the term PMI. But what is it, why do you need it, and how much will it actually cost you? Whether you’re purchasing a home in Denver, CO or looking at homes for sale in Tampa, FL, understanding PMI is…

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In This Article The investor: Taka Buranda, 39, Chicago The agent: Dan Nelson, Compass, Chicago  “I was looking for a multi-family building for less than $600,000 as my first investment in Chicago.” Taka Buranda got serious about real estate the same way a lot of people do: his Chicago rent kept climbing, and one day he hit his limit. (We’ve all had that day.) But there was something else underneath it, too. A bigger, weirder question he couldn’t shake: What’s the point of life if you spend all of it working? Heavy. Real, though. “I’ve always had real estate in…

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If you’re shopping for a home, you may come across properties listed “as-is.” This means the seller isn’t making repairs or offering credits for defects and the buyer must be willing to accept the home exactly as it currently is. In this Redfin article, we’ll cover what you need to know about buying a house “as-is,” and whether it’s the right option for you. So, whether you’re buying a home in Raleigh, NC, or a townhouse in Baltimore, MD, read on to learn about the term “as-is” in a real estate transaction. What does “as-is” mean when buying a house?…

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