Author: josh
An excellent new study from the non-partisan Brookings Institution provides an ultra-sobering view of the potential tax increase U.S. families face in taming the runaway debt and deficits crisis that’s been near-roundly ignored in Congress and the White House. We all know the hit to either incomes, shopping tabs, social programs, or a blend of all needs to be huge—though the towering size of the numbers found in the report still deliver a gut punch. The revelation that rocked this writer: On the tax side, the sole solutions are sweeping increases across virtually all income levels. Squeezing extra revenue from…
Applying for a mortgage in 2026 still follows a fairly standard process. Most loans take about 30 to 45 days from application to closing, depending on your finances and the property. The mortgage loan process includes verifying your financial profile, confirming the home’s value, and finalizing legal documents. Understanding how each step works can help you move through the process more smoothly and avoid delays. The 8 steps of the mortgage loan process Get pre-approved: Before searching for a home, a lender reviews your income, assets, and credit to estimate how much you can borrow. This typically results in a…
In This Article This article is presented by Cost Segregation Guys. If you own investment property, you have probably heard the term “cost segregation” thrown around at real estate meetups or on podcasts. But most investors I talk to have a vague idea that it involves depreciation and saving on taxes, without a clear picture of what actually happens during the process. As a CPA who works with real estate investors, I want to break it down so you know exactly what you are paying for and why it matters. What Happens During a Study A cost segregation study is…
Surveys consistently show that workers dread artificial intelligence. They worry it will render their skills obsolete, hollow out their roles, and eventually eliminate their paychecks altogether. That anxiety has shaped public discourse, union bargaining tables, and congressional hearings for the better part of three years. But a sweeping new analysis from Morgan Stanley Research offers a finding that cuts against the fear — and quietly illuminates something far more consequential about how AI is reshaping the American economy. AI isn’t destroying jobs. It’s making workers dramatically more productive. And the workers are doing that extra production? They have no idea.…
If you’re navigating today’s housing market, you may be wondering what it really means to be in a buyer’s market. A buyer’s market happens when there are more homes for sale than there are active buyers, giving buyers more choices and less competition. With higher inventory levels, softer pricing, and fewer bidding wars, the balance of power shifts away from sellers. This shift matters for both sides of the transaction. Buyers often gain negotiation leverage, from securing price reductions to asking for repairs or concessions, while sellers may need to adjust pricing and expectations to stay competitive. Whether you’re living…
Dave:Flippers are reporting lower profit margins, but at the same time, a recent survey tells us that they are just as optimistic about flipping as ever. So which one is it? Is it a good flipping market or not? Today, we’re bringing on our house flipping expert, maybe one of the greatest house flippers of all time, James Dainard, to give us the real state of the flipping market in 2026. Hey, everyone. Welcome to On the Market. I’m Dave Meyer here with James Dainard today to talk about the state of the house flipping market. James, what’s up, man?…
The recent tech layoffs would initially appear to indicate the great labor shift from human workers to AI may already be happening. Meta announced last week in a memo that it plans to lay off 10% of its workforce, about 8,000 employees, as well as scrap plans to hire for 6,000 open positions. It’s part of an effort to “run the company more efficiently and to allow us to offset the other investments we’re making,” according to the memo. Microsoft has offered thousands of its own employees a voluntary buyout, the largest the company has ever offered. Other tech headers,…
Key Takeaways Nationwide, the best time to sell a house is in late April, when sellers are more likely to close quickly and receive higher offers. Optimal timing varies by city, though: In San Jose, the best time to sell is in mid-March; in Philadelphia, it’s in mid-May. Sellers should talk with an agent before listing to decide on a strategy; in the end, the best time to sell is when it’s the best time for you. Timing is essential when it comes to selling a house. Everything from the season, to the month, to even the day can impact…
In This Article So you open the mail, and there it is: a letter from your insurance company, letting you know it won’t be renewing your landlord policy. There’s been no claims, missed payments, or drama. Just a polite notice that come renewal, you’re on your own. If you’re investing in real estate in 2026, this is becoming the new normal. Premiums are up 20% to 40% in key investment states like Florida, California, and Texas. Major carriers are quietly exiting entire ZIP codes. And investors who have been with the same company for a decade are suddenly being told…
President Donald Trump’s Justice Department is using the shooting at the White House Correspondents’ Dinner on Saturday to try to pressure preservationists to drop their lawsuit over his planned $400 million ballroom on the site of the former East Wing of the White House. “It’s time to build the ballroom,” acting Attorney General Todd Blanche said plainly Sunday on X, posting a letter in which Assistant Attorney General Brett Shumate gave the National Trust for Historic Preservation, which has sued to block construction, until 9 a.m. Monday to dismiss its lawsuit. If it doesn’t do so, Shumate wrote, the government would ask a…