Author: josh

Two of the most controversial pipeline projects this century—the failed Keystone XL project and the successful Dakota Access Pipeline—are gaining new life to move Canadian oil into the U.S., backed by cross-border permits quickly approved by President Donald Trump. The April permits arrive as oil producers push to move growing Canadian volumes to U.S. refineries, and the war in Iran gives cover to boost the case for greater North American energy self-sufficiency. “These projects are popping out more so because of what’s happening in Iran,” said Keland Rumsey, crude team lead analyst for East Daley Analytics, arguing the war may help…

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Dave:Senior housing is one of those asset classes that people talk about like it’s either a guaranteed wave where you’re going to make a ton of money no matter what, or it’s this complicated niche you should never actually touch. But the truth is it’s neither. It is a real operating business. It’s heavily driven by demographics and it has its own risks and regulations and underwriting rules that are not all that similar to buying a single family rental. But at the same time, there are really strong demographic demand and supply tailwinds that are propelling this business into…

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One evening in late 2024, Denis Shilov was watching a crime thriller when he had an idea for a prompt that would break through the safety filters of every leading AI model. The prompt was what researchers call a universal jailbreak, meaning it could be reused to get any model to bypass their own guardrails and produce dangerous or prohibited outputs, like instructions on how to make drugs or build weapons. To do so, Shilov simply told the AI models to stop acting like a chatbot with safety rules and instead behave like an API endpoint, a software tool that…

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In This Article The dream Wall Street REITs had of owning vast swathes of purposely built single-family rental communities, stretching as far as the eye could see, has hit a snag. A new “seven-year sell-off” rule has many people wondering if the build-to-rent (BTR) phenomenon is over before it really began. A provision in the 21st Century ROAD to Housing Act would force institutional investors to sell newly built rental homes seven years after construction. Industry groups, such as members of the Build America Caucus, fear that it could stop new build-to-rent projects and ripple through the housing ecosystem, affecting…

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The laid-off factory worker from Youngstown, Ohio, became the defining figure of American politics for the past two decades. The jobless financial professional from Philadelphia’s suburbs could be the defining figure of the future, and their demands may be harder to ignore. That’s the warning from the Fletcher School at Tufts University. The American AI Jobs Risk Index—an analysis mapping the economic and geographic impact of AI job risk across 784 occupations—shows exactly where the white-collar workers most threatened by AI displacement live.  Bhaskar Chakravorti, the dean of global business at Tufts University’s Fletcher School and the study’s lead researcher,…

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The UK will deploy one of its warships to the Middle East as part of planning for a European-led mission to escort ships through the Strait of Hormuz once there’s a stable ceasefire.  HMS Dragon, a Type-45 warship capable of destroying guided missiles, is likely to form part of the UK’s offer for the defensive naval mission, designed to reassure commercial ships attempting to pass through the waterway. Such a mission will only begin once sustained ceasefire or peace deal is agreed to. “The pre-positioning of HMS Dragon is part of prudent planning that will ensure that the UK is…

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For many homeowners, the process of selling a house is filled with anticipation. However, when that Redfin “for sale” sign stays on the lawn longer than expected, the excitement can quickly turn into uncertainty. Across the country, many sellers are finding themselves in a shifting landscape where the quick sales of previous years are no longer a guarantee. As of March 2026, the broader U.S. housing market has seen a notable shift, with the average days on market increasing to fifty-five, which is up seven days year-over-year. With a national median sales price of $436,523 and 30-year fixed mortgage rates…

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There is a genre of content on social media where people sit in front of a camera and read their credit card balances out loud—and not from one card, but all of them. $7,500 on one, $8,900 on another, $10,000 on a third. Then a fourth, a fifth. “Everybody wants an Amex Pink card until they have to pay this,” says another user, alluding to the Rose Gold variant, before flashing a five-figure balance. The total climbs past $30,000, $50,000, sometimes $60,000, and that’s before student loans, car payments, and personal loans. The caption is always some version of “pay…

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Buying your first home comes with a mix of excitement and pressure, especially when it comes to balancing wants vs needs in first home decisions. It’s easy to get drawn to stylish finishes and dream features, but the most successful buyers focus first on how a home functions day to day – and what they can realistically afford, often using tools like a home affordability calculator to stay grounded. Striking the right balance early can make the difference between a home that simply looks good and one that truly supports your lifestyle. In this Redfin guide, we break down how…

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Key Insights The “buying out” concept: This process involves one heir taking out a new mortgage to pay the other heirs their share of the home’s equity. Appraisals are essential: You cannot determine a fair buyout price without a professional, neutral appraisal of the current market value. Credit requirements: The heir keeping the home must qualify for the new loan based on their own income and credit score. Inheriting a family home is a generous gift, but when that legacy is shared among multiple siblings, it often leads to a complex crossroads of emotions and finances. If you want to…

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