Author: josh
How to Structure Seller Financing (Get a 5% Interest Rate!) (Rookie Reply)
Ashley:Taxes might not sound exciting, but what if I told you there’s a brand new bill that could put more money in your pocket and change how you invest today? Tony:And today we’ve got two of the best real estate CPAs in the game. You guys might know them. They’ve written several books for BiggerPockets. They’re my personal CPA and good friends of BiggerPockets. But we have Amanda and Matt from Keystone CPA, and they’re here to break down the big, beautiful tax bill, what it means, why it matters, and exactly how rookies can benefit from it. Ashley:Welcome to…
Fed Cuts Rates: Who Needs to Rate Lock and Refinance ASAP
The Federal Reserve has finally cut rates. Will mortgage rates follow? If you’ve been waiting to rate lock or refinance, is now the time, or does the market think we have even further to fall?With inflation coming down from past years’ peaks and unemployment slowly ticking up, the Fed made the decision everyone was waiting for: cut rates…cautiously. There are still more 2025 rate cuts lined up, but they may not have the effect on mortgage rates that many people think. Many expect mortgage rates could dip into the mid-5% range by late 2025—Dave isn’t so sure.Today, we’re giving you…
10,000 Americans Turn 65 Daily—And There’s Nowhere for Them to Live
In This Article Every day in America, more than 10,000 people reach the age of 65. That’s a staggering number by itself, but the real tidal wave is still ahead. The population of Americans aged 80 and above is set to grow by 28% in the next five years. Demographers call it the “Silver Tsunami.” With this surge comes a problem: Senior housing construction is at its lowest level since 2014. Millions of Americans will soon need assisted living, memory care, or modern independent communities. That mismatch isn’t just concerning; it’s a looming disaster. Plus, nearly 88% of Americans over…
Monthly Stays and Steady Pay: 6 Steps to Mid-Term Rental Success
In This Article Imagine it’s 2019, and you’ve got a rental property that practically pays for itself. Tenants line up, rents climb every year, and cash flow feels like a given. Or maybe you were one of the lucky ones who flipped houses when material costs were low and buyers were eager—every deal looked like a win. Some of us even dipped into Airbnb when it felt like you could throw a futon into a spare room and instantly be booked solid. In today’s market, it can seem like everyone is squeezing into the same crowded lanes. While it feels…
“Rent Freeze” in New York Could Cripple Mom-and-Pop Landlords. Will It Catch on Nationwide?
In This Article The New York real estate community choked on their spreadsheets when mayoral candidate Zohran Mamdani proposed rent freezes on all rent-stabilized apartments. While his words were primarily aimed at the powerful Wall Street REITs and large-scale landlords that own thousands of New York City apartment buildings, the policy could be most severely affected by the many mom-and-pop landlords who don’t have the resources to weather the consequences of stalled rents amid increasing expenses. Should Mamdani win the November election based on his tenant-friendly policies, it could have wider ramifications in other U.S. cities. A City of Renters…
Rising Unemployment Could Spill Into Real Estate
Dave:In the last few weeks, several reports have come out showing that the job market in the US is weak and it’s getting weaker and the labor market is tied to the housing market and to the overall investing climate in all sorts of ways. So today we’re diving into the latest labor news and how this will spoil. So today we’re diving into the latest labor market news and how it’s going to spill over into the world of real estate investing. Hey everyone. Welcome to On the Market. I’m Dave Meyer. Thank you all so much for listening…
The Short-Term Rental Revival: Why Data Beats Depreciation Every Time
In This Article If you hang out with real estate investors, you’ve probably noticed there’s a buzz in the air again about Airbnbs. The short-term rental (STR) tax loophole, the strategy that allows W-2 earners to classify rental income as “non-passive” and use paper losses to offset their active income, has sprung back to life. The reason is that 100% bonus depreciation is returning. Under the new legislation, qualifying property placed in service on or after Jan. 20, 2025, can once again be depreciated 100% in the first year. For high-income professionals, the savings can be substantial—sometimes six figures in…
In This Article Following a weakening labor market, the Federal Reserve’s announcement that it will cut interest rates by 0.25% on Sept. 17 comes as welcome relief to the real estate industry, as it hopes it will trigger lower borrowing costs and stimulate homebuying and refinancing. While low employment numbers are never good news, they have given Fed Chair Jerome Powell a legitimate reason to finally take action, as President Donald Trump has been pressuring him to do for months. “The fourth month of subpar employment performance signals a dramatic stall in hiring and fully supports the Fed starting rate…
In This Article For years, the “growth at all costs” mentality has driven rental investors to scoop up as many properties as possible, often working toward a unit goal. But in 2025, the tide is turning, and landlord expectations for 2025 have shifted relative to their sentiments in Q4 2024. Instead of actively acquiring new properties, more landlords are focusing on maintaining and improving the rentals they already manage. If you’re a rookie or experienced investor, this shift is actually good news. There are strategies that you can apply right now to strengthen your portfolio, even if you don’t feel…
Fractional Vacation Homes: The Future of Ownership?
In This Article Midnight Zillow and the Great Dream Gap Laptop open, clock hitting 12:07 a.m., and you’re 10 pages deep on Zillow. A French farmhouse in Napa. A slope-side modern house in Aspen. A Spanish villa you’ll “check out someday.” And then reality hits: Your bank account doesn’t speak the same language as your browser tabs. That moment—the gap between dreaming and affording—is exactly what Pacaso’s founder, Austin Allison, noticed when he worked at Zillow. The data told the story: Millions of people spend nearly an hour per session browsing $2 million+ properties, with zero realistic chance of buying…