Author: josh
In This Article This article is presented by LendingOne. You have two rentals. Both are cash-flowing and performing exactly the way you underwrote them. You’ve been patient and disciplined, and now you’re ready to go get property No. 3. So you go back to your bank. And the bank says no. Not because the deal is bad, your credit tanked, or you did anything wrong. It’s because, on paper, in the way banks are required to look at you, you appear overextended. You have two mortgages on your debt ledger and a third you’re asking them to add, but the…
When you’re scrolling through homes online, it’s easy to get distracted by beautiful kitchens, perfectly staged living rooms, and catchy listing descriptions. However, experienced buyers know that listing photos can reveal much more than a home’s best features; they can also provide clues about condition, maintenance, and potential issues before you ever schedule a showing. Whether you’re buying a house in Charlotte, NC, or a condo in Atlanta, GA, learning how to evaluate listing photos and descriptions can help you narrow your search, avoid surprises, and spend your time touring homes that truly fit your needs. Why listing photos matter…
Chicago has a way of standing out. From its striking skyline and historic architecture to its lakefront views, neighborhood pride, and celebrated food scene, the city offers a mix of big-city energy and local character that makes it unlike anywhere else. This Redfin article will uncover many compelling reasons why Chicago is a sought-after place to live. So whether you’re just curious about the city, a long-time local, or you’re a newcomer searching for a home in Chicago, here’s why so many people are proud to call the Windy City home. 1. Architecture and the skyline Chicago’s reputation begins with…
Anne Hathaway has a warning for anyone using ChatGPT to help write their job application thank you notes: She can tell. In the age of AI, it’s never been easier to apply for thousands of roles at once. But as the Oscar-winning actress revealed while hiring for a recent role, it’s never been easier to get caught, either. “I was in the process of hiring someone, they were all very nice candidates, and they all sent me thank you notes,” the Devil Wears Prada star recalled in an interview with Hits Radio, before adding that every single one was written…
Key takeaways The U.S. median home sale price is $400,894, as of June 2026 – unaffordable for many buyers. Down payments can range from 0% to 20%, depending on the loan type and your financial situation. Closing costs are usually 2% – 5% of the home’s purchase price. Buying a home has become increasingly expensive since the pandemic, straining the economy and leading to a slow and difficult housing market. The U.S. median home sale price sits at $400,894, and prices are 30% higher than they were five years ago. The average down payment is 15% ($64,000 in dollar terms),…
In This Article This article is presented by Rent to Retirement. Half the investors I talk to are doing the same thing right now: nothing. They are sitting on cash, refreshing the rate trackers, and waiting for the Federal Reserve to hand them a 5% loan like a party favor. The logic feels safe. Why buy at 7% when 5% might be right around the corner? Here is the problem with that plan: By the time rates actually drop, the discount disappears. Prices climb, and competition floods back in. The deal you could have grabbed quietly in a slow market…
For four decades, the formula was simple: keep labor costs low, borrow cheap, return cash to shareholders. It worked spectacularly as corporate profit margins reached record highs, the S&P 500 compounded at historic rates, and the investor class got very rich. But that formula is now broken. According to Goldman Sachs’ global strategy team, what’s replacing it will reshape every asset class, every sector, and every assumption baked into modern portfolio theory. In a sweeping new research paper published Tuesday—Global Strategy Paper No. 76: The Post Modern Cycle, Navigating the Capex Boom—Goldman’s chief global equity strategist, Peter Oppenheimer, argued along…
Scrolling through online home listings has become one of the first steps in the homebuying process. From polished listing photos to carefully written descriptions, online listings are designed to attract attention quickly. However, not every listing tells the full story. Some details may signal costly repairs, misleading marketing, or issues that become more obvious only after an in-person tour or inspection. Whether you’re looking at a condo in Miami or a house in Seattle, understanding how to spot red flags early can help you avoid expensive surprises later. This Redfin guide breaks down some of the most common warning signs…
Dave:What the heck are you supposed to do with your real estate portfolio in the summer of 2026? It’s a question I’m asking myself. It’s a question every real estate investing is asking themself. Should you be buying? Should you be selling? What should your priorities be in your portfolio? Today on On the Market, me, Henry, Kathy and James are talking about what we’re doing in our portfolio and giving advice about what you should do in yours. This is On The Market. Let’s get to it. Hey everyone, welcome to On the Market. I’m here with Kathy, Henry,…
AI can drudge up untrustworthy sources or just feel kind of “off,” but the technology has also been pretty consequential for some business owners. In fact, celebrity real estate agent Ryan Serhant said at Fortune’s Brainstorm Tech conference last week that ChatGPT nearly blew a $50 million deal for his firm. When asked by Fortune’s Term Sheet Editor Allie Garfinkle about what happens when AI goes wrong, Serhant, the founder and CEO of his namesake brokerage Serhant, remembered a time when he was selling a New York City penthouse. It was the kind of trophy asset that’s infamously hard to…