Browsing: Mortgage
When Should You Refinance Your Mortgage?
A small change in your mortgage rate can add up to big money over time. On a $400,000, 30-year loan,…
What is a Mortgage Buydown? Lower Your Interest Rates with this Strategy
When you decide to buy a house, you’re not only committing to paying for the purchase price of the home…
Here’s What’s Behind Trump’s $200 Billion Mortgage Bond Buy, and How It Could Affect Investors
In This Article The announcement that President Donald Trump plans to buy $200 billion in mortgage bonds using cash reserves…
How Does Mortgage Interest Work?
Mortgage interest is the cost you pay to borrow money to buy a home. It’s calculated as a percentage of…
Fannie Mae and Freddie Mac’s Campaign to Lower Mortgage Rates
In This Article From May through October 2025, Fannie Mae and Freddie Mac increased their mortgage-backed securities (MBS) holdings by…
Mortgage Loan Modification: What It Is, How It Works, and When to Use It
Mortgage loan modification is a foreclosure-prevention option that permanently changes the terms of your existing mortgage to make payments more…
Getting pre-approved is one of the most important first steps in the homebuying process—but many buyers hesitate because they’re worried…
2026 Mortgage Rate Predictions: This “X Factor” Could Change Everything
Want lower mortgage rates? One economic “X factor” could give them to us. It’s time for our 2026 mortgage rate…
How Long Is a Mortgage Preapproval Good For? Timeline, Tips, and What to Do If It Expires
If you’re planning to buy a home, getting preapproved for a mortgage is one of the most important early steps.…
Lender-Paid Mortgage Insurance (LPMI): What It Is, How It Works & Whether It’s Worth It
If you’re planning to buy a home with less than 20% down—whether you’re browsing a house for sale in Seattle,…